Our Take. Liberty Federal Credit Union Personal Loans are for borrowers who want to borrow small amounts. Those who qualify can borrow $300 to $20,000 through Liberty Federal based on their income ...When it comes to managing your finances, choosing the right credit union is crucial. In Colorado, one credit union that stands out among the rest is Ent Credit Union. One of the ma...As solar technology continues to advance, more and more homeowners are turning to solar power as a way to save money on their energy bills while also reducing their carbon footprin...12225 North Highway 41Evansville, IN 47725. Tuesday Office Hours. 9:00 AM - 5:00 PM. Tuesday Drive-Thru Hours. 8:30 AM - 5:00 PM. More Information Schedule an Appointment.If you are a regular driver, you know how quickly gas expenses can add up. Fortunately, some credit cards cater to drivers’ needs and offer great rewards for gas purchases. The Cha...Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.1 Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 gift card. Not valid in combination with any other offer.Posted by: lipsticklisa | Jul 22, 2021. This credit union has charged me a fee on credit card when I paid statement balance 2 times. That is unacceptable. When my mom writes me a check on teachers the call her every time. She has been writing checks to me through them for 17 years yet they still call her.Liberty FCU offers four business checking accounts to meet the needs of any business. Liberty Federal Credit Union offers a variety of checking accounts to meet the specific needs of both large and small businesses and organizations. Each account type offers free online banking and bill pay. We began offering the business checking account types ...APR will never exceed 24.00%. "As low as" rate assumes excellent borrower credit history, loan amount of $75,000 or more, and 60% or less loan-to-value. Alternative rates and terms are available. Actual rates and APRs dependent on credit history, type of product, loan term and loan-to-value (LTV), occupancy and type of collateral.Here is how it works: Every time you save $25 in a Save to Win account, you get another chance to win—up to 10 chances every month. Visit any Liberty FCU branch and request a 1-year Save to Win share certificate and make an opening deposit of $25. In addition to the dividends you earn on your savings, thousands of monthly …Liberty FCU does not charge annual maintenance fees for Health Savings Accounts, and funds on deposit are federally insured by the National Credit Union Administration. For specific information on Liberty FCU’s HSA program, call Liberty FCU at (812) 477-9271 or 1-800-800-9271, Ext. 1284, or send us your question …Contact Liberty Federal Louisville. Phone Number: (502) 916-8124. Toll-Free: (855) 519-5200. Report Phone Problem. Address: Liberty Federal Credit Union Old Henry Branch 2300 High Wickham Place Louisville, KY 40245. Website:Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government and National Credit Union Administration, a U.S. Government Agency. ©2024 Liberty Savings Federal Credit Union. MADISON, Wis., Dec. 1, 2021 /PRNewswire/ -- Navy Federal Credit Union and TruStage® Auto and Home Insurance Program announced today a partnership that offers access to savings on auto and home ...Rates are subject to change. National average based on the weekly national rate caps updated on the FDIC (Federal Deposit Insurance Corporation) website.Earn 3.45% APY—Plus. FREE ATMs Anywhere! Earn 3.45% APY–now on balances up to $20,000! FREE ATMs anywhere worldwide. Cutting-edge online and mobile banking. No minimum balance. No monthly service fees. Enjoy 3.45% APY on your balance up to $20,000. Start earning a high interest rate on your checking …ENT Credit Union is a leading financial institution in Colorado, offering a wide range of banking services to its members. Whether you’re looking for a loan, a credit card, or simp...TellerPhone is available 24 hours a day, every day of the year. All you need is a touch tone phone. In New Jersey, call (201) 659-3131. Outside of New Jersey you can call 1-800-627-3131. “Anytime I’ve had a problem Liberty Savings Federal Credit Union has been there to help me. They helped me raise my credit score and approved me for ...Go to “More” (three dots icon) on the bottom right of your phone or tablet. Go to the “Settings” (gear icon) in the top right. Go to “My Settings”, scroll to the bottom of the “Login & Security” section and find “Security options”. Tap “ Edit “. Make sure your phone number is correct. If not, please update it so we can ...Liberty Savings Federal Credit Union, Jersey City, New Jersey. 15,017 likes · 11 talking about this · 263 were here. Helping You Achieve Your American DreamYes. You will need to contact the agency providing the benefits and provide the appropriate parties with your Liberty Saving’s Share Savings or Checking account number (0-6 digits) and the credit union’s ABA Transit or Routing Number (22-1276118). Liberty Savings FCU address is 666 Newark Avenue, Jersey City, NJ …Contact Liberty Savings FCU. For more information or to speak with a representative, visit the website at https://www.lsfcu.org/, call (201) 659-3900, or …With variable rates as low as 8.00% APR,* a HELOC is perfect for consolidating high-interest loans to reduce monthly expenses. Plus you’ll enjoy all of the member-only benefits such as lower fees and exceptional service. As a Liberty Savings Member, you’re always a VIP! Visit any branch or call (201) 659-3900, Ext. 4.It’s far easier to manage your debts and make real progress in paying them off when you have just one single payment that doesn’t change. That’s the beauty of our Debt Consolidation program. We pay off your lenders and you make one payment to us. Our goal is to simplify your life and save you money. With our competitive, …Liberty Federal Credit Union - Considerations and Restrictions. Liberty FCU gives greater consideration to requests that effectively work with existing community resources, has Liberty FCU employee involvement and/or a working business relationship with Liberty FCU, and has a detailed plan for the sponsorship dollars …At Liberty Federal Credit Union, we offer all of the features you’re looking for in an auto loan. Apply online or contact us at (812) 477-9271 (option 1), or 1-800-800-9271 to get started! Loan Payment Protection Products – Enjoy group rates on various coverage types. You can apply online or by phoning our lending call center at (812) 477 ...Find Liberty Savings Federal Credit Union Credit Union Near Me from 3 branches using your current location or from any U.S. address.EVANSVILLE, Indiana – Liberty Federal Credit Union has officially completed its name change from Evansville Teachers Federal Credit Union. Nothing else will change for members, whose accounts, checks, and debit and credit cards will maintain the same numbers and will continue to be accepted. When a …Amounts over the $25,000 will be calculated using a lower APY. When qualifications are met, ATM Fee Refunds of $4.99 or less will automatically be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00+ will be reimbursed if requested; an ATM receipt may be required.Liberty Federal Credit Union, at 3141 Lorna Road, Birmingham Alabama, is more than just a financial institution; Liberty is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1936, Liberty has grown alongside the members, offering a range of services designed to meet every need. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government and National Credit Union Administration, a U.S. Government Agency. ©2024 Liberty Savings Federal Credit Union. Text updates – view balance or recent transactions. Card alerts – for debit or credit cards. Branch-finder – check hours and location info. Customizable budget …3.05%. $1,000. 5 Year Fixed. 3.01%. 3.05%. $1,000. Share and Checking Account dividend rates may change after the account has been opened. Dividends on share and checking accounts are established and paid monthly at a rate determined by the Liberty FCU Board of Directors. Dividends are computed on the daily balance and paid monthly for those ...Liberty Federal Credit Union - CHECKING THAT PAYS Vertical Checking lets you earn 3.45% APY! 2 FREE ATMs With FREE ATMs 3 worldwide you can simply use any other financial institution's ATM, and Liberty FCU will refund any usage fees up to $15 per month. Liberty FCU Mobile lets you view and manage all of your …Sellers can contribute up to 6% towards costs, including discount points, buydown fees, and buyers’ closing costs. Our FHA program offers a variety of benefits for buyers, especially first timers or those without large down payments or with credit challenges. Contact us at (812) 469-9928 or 1-800-800-9271 today for more information.Liberty FCU does not charge annual maintenance fees for Health Savings Accounts, and funds on deposit are federally insured by the National Credit Union Administration. For specific information on Liberty FCU’s HSA program, call Liberty FCU at (812) 477-9271 or 1-800-800-9271, Ext. 1284, or send us your question …17 reviews of Liberty Savings Federal Credit Union "I have used this credit union for 45 years, since my first job as a school social worker. They have some excellent employees who provide superior, personal service. Diane Mansfield is one such employee and when she is unavailable Beth Chisolm steps right up and tries to solve the problem. I did have a ridiculous time trying to …TellerPhone is available 24 hours a day, every day of the year. All you need is a touch tone phone. In New Jersey, call (201) 659-3131. Outside of New Jersey you can call 1-800-627-3131. “Anytime I’ve had a problem Liberty Savings Federal Credit Union has been there to help me. They helped me raise my credit score and approved me for ...Amounts over the $25,000 will be calculated using a lower APY. When qualifications are met, ATM Fee Refunds of $4.99 or less will automatically be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00+ will be reimbursed if requested; an ATM receipt may be required.Liberty Federal Credit Union is a member-owned financial institution focused on returning value... 1900 Hirschland Road, Evansville, IN 477151 Gift card offer is available on financing of purchase or construction loans for primary residences only. Purchase or construction loan amounts up to $149,999 will receive a $250 gift card. Purchase or construction loan amounts of $150,000 or greater will receive a $500 gift card. Not valid in combination with any other offer. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government and National Credit Union Administration, a U.S. Government Agency. ©2024 Liberty Savings Federal Credit Union. Bank on the go from your mobile device, securely and easily, anytime, anywhere.MADISON, Wis., Dec. 1, 2021 /PRNewswire/ -- Navy Federal Credit Union and TruStage® Auto and Home Insurance Program announced today a partnership that offers access to savings on auto and home ... Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government and National Credit Union Administration, a U.S. Government Agency. ©2024 Liberty Savings Federal Credit Union. 1-800-800-9271. 4401 Theater Drive Evansville, IN 47715. Schedule an Appointment.Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.Liberty Federal Credit Union - In light of rising healthcare costs, Liberty FCU is pleased to offer Health Savings Accounts (HSA) as a way for you to save for …Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.With the rising price of college tuition and textbooks, students need all the money saving tips they can get. A great way to save money is to get a better card, one with lower fees...Liberty Federal Credit Union is a member-owned financial institution focused on returning value... 4220 Shelbyville Rd, Louisville, KY 40207Primary Savings Accounts. Our Primary Savings Accounts are help your money grow much faster than a piggy bank. You enjoy easy access to your money and earn dividends at some of the best rates available. Make withdrawals anytime. A $25 minimum balance gets you started. Dividends paid on balances over $501.When it comes to finding a financial institution that you can trust, Ent Credit Union Colorado is an excellent choice. With a wide range of services and products, Ent Credit Union ...Conventional Mortgage. Liberty FCU’s conventional mortgage loans provide flexible terms and great local service that help make us the regions’s top mortgage lender. Apply online or contact us today at (812) 469-9928 or 1-800-800-9271 to get started! *Gift card offer is available on financing of purchase or construction loans for primary ...Oct 16, 2020 ... The offer is called Liberty ... I used to have an account at Orion Federal Credit Union. ... Learn about budgeting, saving, getting out of debt, ...Liberty Savings Federal Credit Union has a new head honcho. The Hudson County-based credit union has announced the appointment of Maria Solorzano as its new president and CEO. Solorzano assumes ...Simply use your Liberty FCU Platinum Rewards card, and for every $2 you spend on qualifying purchases, you can earn one point to redeem for brand-name merchandise, travel discounts, and more. PLUS you’ll earn 500 monthly ScoreCard bonus points every month by meeting a few simple usage requirements! Enrollment in the rewards program is ...Contact Us. T: (201) 659-3900. F: (201) 863-7361. E: [email protected]. Report lost or stolen ATM/Debit/Check Cards by calling (833) 917-2185. Report … If you’re not yet an online banking user, you can enroll in this free service at any Liberty FCU office or online. To enroll online, you must obtain a temporary PIN available by calling any Liberty FCU office during business hours. You can reach our call center at (812) 477-9271 or 1 (800) 800-9271. Returning users can access eStatements by ... From Newark Liberty's (EWR) lounges to nearby hotels, car rental companies, and contact numbers - we've got it all covered in this guide. We may be compensated when you click on pr...Liberty Savings Federal Credit Union | 174 followers on LinkedIn. Helping You Achieve Your American Dream | LSFCU boasts over $110 million in assets and we have over 22,000 members. We offer a ...Plus use your equity for home improvements, vehicles, school tuition, or any other need! Plus many more! Let us help you find the right product to take advantage of today’s rates! Start your application online or contact Liberty FCU at (812) 469-9928 or 1-800-800-9271 to speak with our mortgage team. Refinance with Liberty FCU …Showing 1 - 3. Liberty Savings - Liberty Savings FCU Greenville Office. 1590 Kennedy Blvd. Jersey City, NJ, 07305. Phone Number: 201-659-3900. Full Branch Info | Routing Number | Swift Code. Liberty Savings - Liberty Savings FCU. 660 Newark Ave. Jersey City, NJ, 07306-2379.Add a code word to your Liberty Federal Credit Union (Liberty FCU) account(s). Do not share your code word with others. Pull Free Credit Report. Consider obtaining a free copy of your credit report at www.annualcreditreport.com or by calling 1-877-322-8228. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government and National Credit Union Administration, a U.S. Government Agency. ©2024 Liberty Savings Federal Credit Union. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Applying for a loan has never been easier. Simply call (201) 659-3900, option 4 to speak with an Advisor or log onto LibertyLink to get started. *Loan eligibility, rates and terms are determined by Liberty Savings Federal Credit Union and are based on the borrower’s credit worthiness. Rates and terms are subject to change without notice. Liberty Savings Federal Credit Union | 174 followers on LinkedIn. Helping You Achieve Your American Dream | LSFCU boasts over $110 million in assets and we have over 22,000 members. We offer a ...Liberty Savings FCU Branch Location at 1590 Kennedy Blvd., Jersey City, NJ 07305 - Hours of Operation, Phone Number, Services, Address, Directions and Reviews. Find Branches Branch spot Banks & CUs ATMsLibertyLink Online Banking offers you: Access your accounts 24/7. Obtain account balances, loan payment amounts, and due dates. Customizable budget planner. …Liberty Savings Federal Credit Union | 174 followers on LinkedIn. Helping You Achieve Your American Dream | LSFCU boasts over $110 million in assets and we have over 22,000 members. We offer a ...Branch Manager at Liberty Savings Federal Credit Union Plainfield, New Jersey, United States. 14 followers 14 connections See your mutual connections. View mutual connections ...Liberty Federal Credit Union - Considerations and Restrictions. Liberty FCU gives greater consideration to requests that effectively work with existing community resources, has Liberty FCU employee involvement and/or a working business relationship with Liberty FCU, and has a detailed plan for the sponsorship dollars …Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Liberty Savings Federal Credit Union's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Liberty Savings Federal …Offers $8,000 in assistance to qualifying low- to middle-income buyers. Must be a first-time homebuyer. Requires a five-year retention agreement. Assistance is limited. Contact us about the Home Ownership Opportunities program today at (812) 469-9928 or 1-800-800-9271. Learn More Apply Today. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Add a code word to your Liberty Federal Credit Union (Liberty FCU) account(s). Do not share your code word with others. Pull Free Credit Report. Consider obtaining a free copy of your credit report at www.annualcreditreport.com or by calling 1-877-322-8228.Simply use your Liberty FCU Platinum Rewards card, and for every $2 you spend on qualifying purchases, you can earn one point to redeem for brand-name merchandise, travel discounts, and more. PLUS you’ll earn 500 monthly ScoreCard bonus points every month by meeting a few simple usage requirements! Enrollment in the rewards program is ...With variable rates as low as 8.00% APR,* a HELOC is perfect for consolidating high-interest loans to reduce monthly expenses. Plus you’ll enjoy all of the member-only benefits such as lower fees and exceptional service. As a Liberty Savings Member, you’re always a VIP! Visit any branch or call (201) 659-3900, Ext. 4.Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.Liberty FCU Mobile offers innovative features to give you complete control of your finances! View and manage all of your accounts—including those held outside of Liberty FCU—in one place with one password. Set budgets, transfer funds, pay bills, deposit checks and more. Make payments to friends with accounts at other banks or credit unions ...Liberty Savings Federal Credit Union, Jersey City, New Jersey. 15,017 likes · 11 talking about this · 263 were here. Helping You Achieve Your American DreamA credit card could save you money by giving you cash back or access to specials and discounts. Choosing the right credit card for your lifestyle takes consideration. This article ...Groceries means grocery stores and supermarkets, but also includes bakeries, meat stores, candy stores, and other places you may buy food. Household includes cable/satellite services, insurance, utilities, dry cleaners, funds transfer services, spas, auto body repair stores, and more. Liberty Federal Credit Union -.Mission Statement. 1st Liberty Federal Credit Union is a member owned financial cooperative dedicated to providing exceptional service and products through its professional, knowledgeable staff. We strive to exceed member expectations, create overall value and promote thrift in an environment that both challenges and rewards employees while ...Apr 29, 2022 ... Second one is using a deposit function within your own checking/savings account at any bank. And finally, with a check cashing place (they take ...Liberty Federal Credit Union, at 728 Locust Street, Evansville Indiana, is more than just a financial institution; Liberty is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1936, Liberty has grown alongside the members, offering a range of services designed to meet …Additional information about the Liberty Savings Federal Credit Union branch in Jersey City · Monday: 10:00 AM – 5:00 PM · Tuesday: 10:00 AM – 6:00 PM · Wednes...Go to “More” (three dots icon) on the bottom right of your phone or tablet. Go to the “Settings” (gear icon) in the top right. Go to “My Settings”, scroll to the bottom of the “Login & Security” section and find “Security options”. Tap “ Edit “. Make sure your phone number is correct. If not, please update it so we can ...
This map above displays the locations of Liberty Savings Federal locations in Bayonne, New Jersey, with markers indicating the exact locations. By clicking on a marker, you can see the name and address of the credit union, as well as other relevant information such as the services they offer and their hours of operation.. Lasting app
The broken chains at the feet of the Statue of Liberty symbolize freedom and democracy. They also represent the end of slavery in America and the Union victory in the Civil War.Sellers can contribute up to 6% towards costs, including discount points, buydown fees, and buyers’ closing costs. Our FHA program offers a variety of benefits for buyers, especially first timers or those without large down payments or with credit challenges. Contact us at (812) 469-9928 or 1-800-800-9271 today for more information.As a Liberty Savings Federal Credit Union member, you have access to a comprehensive suite of financial services designed to empower your financial journey. Liberty Savings is committed to providing personalized, member-centric solutions to help you achieve your financial goals, whether it's saving for a …Civil liberties are fundamental individual rights that are protected by the government, and they include freedom of speech, religion, and assembly. In America, these liberties have...Amounts over the $25,000 will be calculated using a lower APY. When qualifications are met, ATM Fee Refunds of $4.99 or less will automatically be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00+ will be reimbursed if requested; an ATM receipt may be required.In order to become a member of Liberty FCU, the applicant must: Be employed by or retired from an employee group or be a member of an organization within the credit union’s field of membership. Be an immediate family member (spouse, child, brother, sister, parent, grandparent, or grandchild) of a person within our field of membership or ...Zelle is a convenient way to send money right from your mobile banking app or online banking account.. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust 2.Money is …It’s far easier to manage your debts and make real progress in paying them off when you have just one single payment that doesn’t change. That’s the beauty of our Debt Consolidation program. We pay off your lenders and you make one payment to us. Our goal is to simplify your life and save you money. With our competitive, …The broken chains at the feet of the Statue of Liberty symbolize freedom and democracy. They also represent the end of slavery in America and the Union victory in the Civil War.Certificates of deposit, or CDs, pay higher interest rates than regular savings accounts. The differences in these account types involves more than just interest rates. Traditional... You will need to contact the agency providing the benefits and provide the appropriate parties with your Liberty Saving’s Share Savings or Checking account number (0-6 digits) and the credit union’s ABA Transit or Routing Number (22-1276118). Liberty Savings FCU address is 666 Newark Avenue, Jersey City, NJ 07306. Sep 11, 2022 · By the 1980s, the credit union was serving members with branch locations throughout southern Indiana, and now welcomes members from all walks of life, both within the Tri-State and across the region. Today, Liberty Federal Credit Union serves more than 275,000 members with 28 branch locations in Indiana, Kentucky, and Tennessee. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.A Union Plus Credit Card is a flexible way to make purchases and build your credit rating, but it’s essential to make your payments in a timely manner. Learn how to make a Union Pl...PenFed Credit Union serves its members with a secure and protected digital log-in process. Enjoy the great service of a credit union that puts your needs first. ... The content you are about to view is produced by a third party unaffiliated to …Credit Union: Liberty Savings: Branch: Liberty Savings FCU Branch (Corporate Office) Address: 660 Newark Ave , Jersey City, NJ 07306-2379: County: Hudson: Branch Type: ... ACH Routing Numbers are used for direct deposit of payroll, dividends, annuities, monthly payments and collections, federal and state tax payments etc. Fedwire Routing NumberOffers $8,000 in assistance to qualifying low- to middle-income buyers. Must be a first-time homebuyer. Requires a five-year retention agreement. Assistance is limited. Contact us about the Home Ownership Opportunities program today at (812) 469-9928 or 1-800-800-9271. Learn More Apply Today.Are credit unions not-for-profit organizations? Yes, they are, but they can make a profit and try to. The difference between these nonprofit financial institutions and commercial b... Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government and National Credit Union Administration, a U.S. Government Agency. ©2024 Liberty Savings Federal Credit Union. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. .